Real Reasons That You Run Out of Money Each Month

• Most people who find that they run out of money each month automatically think their spending habits are the problem.
• To make real change with your finances, it is important to understand where to place the blame for a budget that isn't balancing.
•  If you send the blame in the wrong direction, then you will choose the wrong solution.

We get the blame game all wrong when we think about our budgets. Most people who find that they run out of money each month automatically think their spending habits are the problem. Shopping issues are truly to blame for many. But a lot of people are spending as little as possible and still struggle to make ends meet each month. 
 

To make real change with your finances, it is important to understand where to place the blame for a budget that isn't balancing. If you send the blame in the wrong direction, then you will choose the wrong solution.

Here are 3 real reasons besides spending that may be hurting your pockets:

Reason 1: You Do Not Make Enough Income

Reason 2: You Are Paying Too Much for Housing 

Reason 3: ​Your Debt is Too High