The idea of having children can be sweet when you think about all the special moments like the cuddles, hugs, and kisses. But the reality of having children is that they are a huge responsibility, especially regarding your finances, as a recent estimate says caring for a child costs $300,000.
by Matin VarshochiIf you own a credit card, it’s important to know how it works, and one of the perks of having a credit card is consumer protection. For example, you can dispute the charge with your credit card company if you have a billing error or fraudulent charge.
by Sha'Kreshia TerrellThe current school curriculum does not have any courses which discuss financial literacy. As a result, some states have begun implementing financial literacy courses into the curriculum, which will go into effect in 2023.
by Matin VarshochiScholarships are the best option for getting a college degree debt-free. Here’s how you can get a free education by using scholarships.
by Shaun MorganTo successfully manage your finances as newlyweds, it is important that both you and your spouse get and stay on the same page. Here are six tips to get you well on your way toward merging your finances with your spouse.
by Sha'Kreshia TerrellBack-to-school shopping can be stressful and expensive. The list of required school items seems to get bigger every year, and prices continue to rise. Here are some tips to save money on school supplies.
by Shaun MorganBy far, a summary of the most underrated statement made when it comes to marriage vows is, “For richer or for poorer.” Financial problems are one of the leading causes of divorce. Here's why you should have the "money talk" with your partner before jumping the broom.
by Sha'Kreshia TerrellA recent class-action lawsuit has led to a settlement of approximately $7.5 billion for student loan borrowers who claim the Department of Education, under the Trump administration, had intentionally not followed regulations implemented by the Obama administration, which led to many people having their debt relief claims denied.
by Matin VarshochiHaving fun and making lasting memories with family is the true meaning behind celebrating the holidays. The emotional effects of debt and stress can take away from the enjoyment. Here are three reasons why you should start your holiday shopping earlier in the year.
by Sha'Kreshia TerrellFor many years, Black Americans have been at a disadvantage when it comes to homeownership and acquiring wealth.
by Sha'Kreshia TerrellThe Black homeownership gap has increased by more than 30% since the height of the pandemic. That is higher than it was 60 years ago when racial discrimination in housing was legal.
by Sha'Kreshia Terrell